Finance

Alternatívny názov: Finance

Prospects of graduates
The Finance study programme is based on acquiring knowledge, skills, and competencies in finance at the level of allowing graduates to efficiently communicate with the national and multinational scientific and professional community in all sectors of the national economy.

KNOWLEDGE: Doctoral study graduates in the Finance study programme have mastered appropriate methods of essential and applied research to solve problems in finance theory, banking and finance economics, financial management, public finance, the economics and management of innovations, quantitative finance, and finance macroeconometrics.

SKILLS: Graduates of this study programme are able to design and create research process in the field of finance independently, innovatively with academic integrity, focusing on various areas of finance. Depending on the character of the research problem and the research area, graduates are able to formulate research theses and hypotheses, evaluate and verify them scientifically, applying appropriately corresponding research methods. They have prerequisites for solving and verifying complex theoretical and practical problems and conducting extensive research in finance at various levels of the national economy as well as at the multinational level. Based on their findings, graduates are able to propose, verify, and implement research approaches in an innovative way. They are able to apply a range of quantitative methods in theoretical or applied finance at the micro as well as macro levels. Based on their findings, graduates are able to propose, verify, and implement research approaches in an innovative way. Graduates acquire specific methods of scientific work, the ability to apply specialised knowledge in theory and practice alike. They are also able to apply complex and new strategic approaches when solving a research task, using their specialized skills and techniques relevant to the selected topic, their ability to expand on new ideas, making novel contributions and thus further developing the field of Economics and Management.

COMPETENCIES: Graduates of the Finance study programme are not only able to apply constructive criticism and comprehensive evaluation when analysing a researched phenomenon, but also to predict its further development and adopt interim as well as long-term decisions. They are also able to creatively implement new findings in pedagogical, wider economic, and social practices, and participate in the creation of approaches to economic development with the emphasis on the area of finance. On top of that, they are able to solve complicated novel innovative research tasks and present their research findings in scientific and technical publications respected both by the national and international scientific communities. Thanks to their independent, critical, analytical, and conceptual thinking, doctoral graduates are able to present the results of their research in their own country as well as abroad. Thus, graduates can be employed in research institutes, in key institutions in state administration, in international institutions of a global and regional character when theoretical knowledge is at the centre of solving problems in economic practice. Their ability to further theoretical knowledge and use scientific methods of research makes them ideal candidates for scientific work. They can find employment to a full degree in leading managerial, strategic-planning, and analytical positions in private and public sector establishments related to finance at various levels of national or multinational institutions and companies. Graduates are competent to publish papers in journals of international quality, cope with issues in the field of finance at an international level and discuss scientific results and attained results in the field of finance at international forums and on online scientific platforms.

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Conditions of admission
The admission procedure provides an opportunity for applicants to prove that they meet certain admission requirements for study in order to become a student of a chosen study programme at the Faculty. The admission procedure begins after the applicant delivers his / her application form for study to the Faculty. Applicant fill in the application in electronic form by the electronic admission with required enclosure. Attachments for the third degree of study must be delivered to the faculty in a paper version (the electronic version is not sufficient). Delivery address: Ekonomická fakulta UMB, referát VVČ a DrŠ, Tajovského 10, 974 90 Banská Bystrica, Slovak Republic
Applicants may only submit one application at one level of study and to one study programme. The application must be sent to the Faculty by these deadlines – for the 3rd level degree programmes, the deadline is 31st May 2027.
All doctoral study programmes of the Economics Faculty of MBU have the same admission conditions.
The basic condition for admission to Doctoral study is completion of the Master study. An applicant who does not prove that the basic admission condition for study has been met at the time of verification of compliance with the admission conditions may be admitted to the study conditionally, for study has been met no later than the date designated for enrollment in study.
Another condition determined by the faculty is the successful passing of the entrance exam.
Before the admission process starts, the faculty announces the topics of dissertation theses, which are published on the faculty's website according to the academic year schedule, no later than February 12, 2027. Each of the listed topics has a designated supervisor. Applicants for doctoral studies must apply for one of the listed topics. After choosing a topic, the applicant should approach the supervisor and, with his/her cooperation, prepares a written dissertation project. Only one applicant can be accepted for one dissertation topic.

ENCLOSURES:
• Curriculum Vitae, signed by an applicant
• written project (in PDF format) of at least 5 pages elaborating on the selected dissertation topic, containing a justification for the choice of topic, theoretical background/current state of the issue, objectives, methodology, and expected outcomes (prior to submission, the project must be approved by the signature of the supervisor who proposed the topic);
• two written recommendations for doctoral studies from prominent figures in research and academia (associate professor, professor, or holder of a PhD degree) who know the applicant personally, dated within the last two years. A recommendation from a prospective supervisor is not accepted.
• List of published and non-published papers, reviews of these papers (note: bachelor’s and master’s theses are not classified as published works); confirmations, certificates, or diplomas documenting the applicant’s scientific activities during their studies or after completing the second level of study—such as active participation in a student conference (e.g., Student Scientific Activity/ŠVA) or a similar scientific event, participation in a research project, student research work, presentation of research results at a professional or scientific event, or the publication of professional or scientific papers.
• an officially certified Master’s or Engineer’s degree diploma, together with an officially certified copy of the diploma supplement. Certified photocopies must be submitted to the faculty in hard copy (an electronic version is insufficient) no later than May 31, 2027. If an applicant fails to submit the certified photocopies by the deadline or submits them only in electronic form, their application will be cancelled (an electronic version of the certificate will not be accepted). Graduates of UMB in Banská Bystrica are not required to submit documents regarding the completion of their studies.
• Applicants for doctoral studies who completed their previous level of education abroad (excluding the Czech Republic) are required to submit—either by mail or in person—an officially certified copy of the decision recognizing their higher education qualification obtained outside the Slovak Republic. If an applicant fails to submit the officially certified copy of the recognition decision by the time admission requirements are verified at the faculty, they may be admitted conditionally. The applicant is required to present the specified documents no later than the scheduled date of enrollment for university studies.
• IELTS Certificate. An applicant for a study program taught in English who completed their previous level of education in a country outside the European Higher Education Area is required to attach a certified photocopy of an internationally recognized English language proficiency certificate—the IELTS (International English Language Testing System)—to their application. The certificate must demonstrate a minimum score of 6.0 in all components and be submitted no later than May 31, 2027. The certified photocopy of the certificate must be delivered to the faculty in paper form (an electronic version is insufficient) by May 31, 2027. If the applicant fails to submit the certified photocopy of the certificate by the specified deadline or submits only an electronic version, their application will be cancelled (an electronic version of the certificate will not be accepted).
• Slovak language proficiency certificate. An international applicant (excluding applicants from the Czech Republic) applying for a study program taught in Slovak is required to demonstrate Slovak language proficiency at the B1 level according to the Common European Framework of Reference for Languages. A certified photocopy of the Slovak language proficiency certificate—issued by a Slovak language school registered in the Network of Schools and School Facilities of the Slovak Republic, or by a Slovak higher education institution that organizes or conducts language or preparatory training for university studies—must be submitted no later than the scheduled date of enrollment. If a certificate issued by a different institution is submitted, the Dean will decide on its acceptance. The certified photocopy of the certificate must be delivered to the faculty in paper form (an electronic version is not sufficient). Applicants are exempt from the requirement to submit a B1-level Slovak language proficiency certificate if they have passed the *maturita* (school-leaving) exam in the Slovak language or have completed (or will complete in the current academic year) a Bachelor’s, Engineer’s, or Master’s degree program in the Slovak language.
• Copy of payment receipt of the admission procedure fee

Conditions for international students
Applicants for Doctoral study who competed their previous level of education abroad (except the Czech Republic) are obliged to deliver to the faculty by post or in person a verified copy of the Recognition of a document of University education in the relevant field of study, obtained outside the territory of the Slovak Republic. Information on the recognition of documents on higher education is published on the website of the Ministry of Education, Research, Development and Youth of the Slovak Republic
https://uznavanie.minedu.sk/en/navigator/10
or on the website of Matej Bel University in Banská Bystrica:
https://www.umb.sk/uchadzac/uznavanie-dokladov-o-vzdelani.html.

If an applicant for study does not submit a Clause on the recognition of the degree of education together with the mandatory annexes (in the case of applicants for Bachelor study who completed secondary education in one of the EU countries except the Czech Republic, Norway, Switzerland, Liechtenstein, the United Kingdom, Ukraine, Russia, China or Iceland) or a verified copy of the Recognition of the educational document (in the case of other applicants) by the time of verification of the fulfilment of the admission conditions to the given faculty, he/ she can be admitted to the study with a condition. The applicant is obliged to submit the above-mentioned documents no later than the specified date of enrolment for university study.
Applicant for a study program taught in English, who has completed a previous level of education in a country outside the European Higher Education Area, is required to attach to his/her application form a notarized photocopy of the internationally accepted IELTS certificate - International English Language Testing System with a minimum entry score of at least 6,0 from all parts no later than May 31, 2027. A notarized photocopy of the certificate must be delivered to the faculty in a paper version (the electronic version is not sufficient) no later than May 31, 2027. The certificate sent only in the electronic version will not be accepted and the applicant´s application form will be cancelled.
A foreign applicant (except an applicant from the Czech Republic), applying for a study program taught in the Slovak language, is required to demonstrate knowledge of the Slovak language at level B1 according to the Common European Framework of Reference for Languages. A verified photocopy of the Slovak language proficiency certificate issued by Slovak language schools registered by the Ministry of Education, Research, Development and Youth of the Slovak Republic in the Network of Schools and Educational Facilities of the Slovak Republic or issued by another University in the Slovak Republic which organizes or provides language or professional preparation for university study, is obliged to submit no later than the specified date of enrolment for university study. In the case of submitting a certificate issued by another institution, the decision regarding the acceptance of the certificate rests with the Dean. A notarized photocopy of the certificate must be delivered to the faculty in a paper version (the electronic version is not sufficient).
The applicant who has passed his/ her school leaving exam in Slovak language or has completed (or will complete in the given academic year) a Bachelor´s degree or a Master´s degree in Slovak language is exempt from the obligation to submit a certificate of knowledge of the Slovak language at level B1.
An applicant who fails to prove compliance with the basic admission condition (§ 68 of Act No. 300/2025 Coll. On Higer Education Institutions and on Amendments and Supplements to Certain Acts, as amended) and another specified condition (submission of a verified photocopy of a certificate of proficiency in the Slovak language at level B1) at the time of verification of compliance with the admission conditions (on the day when the admission committee is held) may be admitted to the study conditionally, provided that he/ she is obliged to prove compliance with the specified admission condition for the study no later than the specified date of enrolment for higher education studies.


Conditions of admission without the entrance exam
It is not possible without entrance exams.

Coordinator for students with specific needs
doc. Ing. Radoslav Kožiak, PhD.
(č. dv. 211);
tel: 048/446 2014
e-mail: radoslav.koziak@umb.sk

General information on the admission exam
Applicants may only submit one application at one level of study and to one study programme. The application must be sent to the Faculty by these deadlines – for the 3rd level degree programmes, the deadline is 31st May 2027.
Applicants for Doctoral study who competed their previous level of education abroad (except the Czech Republic) are obliged to deliver to the faculty by post or in person a verified copy of the Recognition of a document of University education in the relevant field of study, obtained outside the territory of the Slovak Republic. Information on the recognition of documents on higher education is published on the website of the Ministry of Education, Research, Development and Youth of the Slovak Republic
https://uznavanie.minedu.sk/en/navigator/10
or on the website of Matej Bel University in Banská Bystrica:
https://www.umb.sk/uchadzac/uznavanie-dokladov-o-vzdelani.html.
If an applicant for study does not submit a Clause on the recognition of the degree of education together with the mandatory annexes (in the case of applicants for Bachelor study who completed secondary education in one of the EU countries except the Czech Republic, Norway, Switzerland, Liechtenstein, the United Kingdom, Ukraine, Russia, China or Iceland) or a verified copy of the Recognition of the educational document (in the case of other applicants) by the time of verification of the fulfilment of the admission conditions to the given faculty, he/ she can be admitted to the study with a condition. The applicant is obliged to submit the above-mentioned documents no later than the specified date of enrolment for university study.
A foreign applicant (except an applicant from the Czech Republic), applying for a study program taught in the Slovak language, is required to demonstrate knowledge of the Slovak language at level B1 according to the Common European Framework of Reference for Languages. A verified photocopy of the Slovak language proficiency certificate issued by Slovak language schools registered by the Ministry of Education, Research, Development and Youth of the Slovak Republic in the Network of Schools and Educational Facilities of the Slovak Republic or issued by another University in the Slovak Republic which organizes or provides language or professional preparation for university study, is obliged to submit no later than the specified date of enrolment for university study. In the case of submitting a certificate issued by another institution, the decision regarding the acceptance of the certificate rests with the Dean. A notarized photocopy of the certificate must be delivered to the faculty in a paper version (the electronic version is not sufficient). The applicant who has passed his/ her school leaving exam in Slovak language or has completed (or will complete in the given academic year) a Bachelor´s degree or a Master´s degree in Slovak language is exempt from the obligation to submit a certificate of knowledge of the Slovak language at level B1.
An applicant who fails to prove compliance with the basic admission condition (§ 68 of Act No. 300/2025 Coll. On Higer Education Institutions and on Amendments and Supplements to Certain Acts, as amended) and another specified condition (submission of a verified photocopy of a certificate of proficiency in the Slovak language at level B1) at the time of verification of compliance with the admission conditions (on the day when the admission committee is held) may be admitted to the study conditionally, provided that he/ she is obliged to prove compliance with the specified admission condition for the study no later than the specified date of enrolment for higher education studies.

Form of entrance exam
The entrance exam in full-time study and part-time study consists of the following parts:
a) Presentation of the candidate's written dissertation project in English, discussion of the project in Slovak,
b) Assessment of the applicant's previous activity in scientific activity (publication and scientific research activity).
The maximum number of points candidate can achieve for full-time study is 100.
The scoring of the entrance exam is as follows:
a) Written project and its presentation 85 points, out of which:
• theoretical background of research (literature review): 25 points
• intended objectives: 10 points
• intended research methods: 20 points
• expected results and outputs: 10 points
• project presentation and discussion: 20 points
b) Scientific research activity during or after completion of the Master's study, e.g. active participation in the student scientific conference or a similar scientific event; participation in a research project/presentation resulting in a professional/scientific event; publication of professional/scientific papers): 15 points

Note: Applicants for doctoral study in study programs in English both full-time and part-time study will present their project and discuss it in English at the entrance exam.
The entrance examination of applicants for full-time and part-time study is conducted before the Exam Board. The composition of exam boards for study programs is determined by the dean of the faculty based on the proposals of the persons responsible for individual doctoral study programs. With the consent of the chair, the board can invite the supervisor whose topic has been chosen by the candidate.
The dean determines the minimum number of points required for successful completion of the entrance exam and admission to individual study programs. Applicants who take the entrance exam will be accepted according to the total number of points achieved in the admission procedure until the planned capacity of individual study programs in individual forms of study is filled.
An applicant who has met the conditions for admission to study but is not admitted to the chosen study program due to capacity reasons, can be accepted by the dean for another form of study in the chosen study program.
At the same time with the acceptance of candidates for doctoral studies, the dean will specify the training places in the notification to the doctoral students, and for full-time doctoral students, the place of their work performance.

  • Apply the application for study

    01.03.2027 - 31.05.2027

  • Performance of the entrance exam

    21.06.2027 - 25.06.2027

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Anticipated number of applicants to be accepted: 2
Additions
  • Curriculum vitae (paper form)
  • Overený diplom z 2. stupňa VŠ štúdia (Mgr.) (paper form)
  • Other Attachments (paper form)
  • Odporúčací list (paper form)
  • Odporúčací list 2 (paper form)
  • Proof of Payment (paper form)
  • Rámcový projekt (paper form)
  • Súpis publikovaných prác (paper form)
  • Výpis výsledkov z II.stupňa, vrátane váženého študijného priemeru (paper form)
  • Overené vysvedčenie z Mgr. štúdia (paper form)
Annual tuition fees
Standard length of study: cost free
Additional information about the annual school year:

The amount of tuition fees for the following academic year is determined by a university directive, which is approved and published, usually in December.

go to internal school policy
Billing information
1. Payment of the fee from EU countries:
Account name: Univerzita Mateja Bela v Banskej Bystrici
Bank name and address: Štátna pokladnica, Radlinského 32, 810 05 Bratislava 15
Account no. / IBAN: SK75 8180 0000 0070 0009 5590
SWIFT/BIC: SPSRSKBA
VS (variable symbol): 1033 (Doctoral study)
KS (constant symbol): 0308 – cashless payments
Specific symbol: Birth ID no. (for Slovak applicants)
AiS2 Person ID (for foreign applicants)
Message to recipient: name and surname of applicant
Note: All charges will be debited to the payer.

2. Payment of the fee through intermediary bank from third countries:
Account name: Univerzita Mateja Bela v Banskej Bystrici
Bank name and address: Všeobecná úverová banka, a. s., Mlynské Nivy 1, 829 90 Bratislava
Account no. / IBAN: SK75 8180 0000 0070 0009 5590
SWIFT/BIC: SUBASKBXXXX
VS (variable symbol): 1033 (Doctoral degree)
KS (constant symbol): 0308 – cashless payments
Specific symbol: Birth ID no. (for Slovak applicants)
AiS2 Person ID (for foreign applicants)
Message to recipient: name and surname of applicant
Note: All charges will be debited to the payer.

The payment of the fee for the admission procedure must be made by the applicant or a person authorised by the applicant via bank transfer no later than the last day when it is possible to send the application form for study. Application form for study without paying the fee in the specified amount for the admission procedure will not be accepted.
Due to the automated fee processing in the information system, we can only accept non-cash payments.

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We will send you all the information about important events and deadlines.

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Detail of the study program

 
 
Study in Slovakia and receive a scholarship of €5,000 per academic year. More information

Detail of the study program

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Responsibility for content: Bc. Ján Chmelík
Aktualizoval: API-klient
Last update: 09.10.2026 08:11

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